Sharper Vision Centers' are participating provider for MEDICARE (government sponsored) insurance. Secondary private insurance typically covers 20% of what Medicare allows; varies according to group policy. Services rendered will be billed to both carriers.
Medical benefits vary according to PRIVATE INSURANCE CARRIER (Blue Cross, Aetna, etc.), PLAN (PPO, POS - member selected), and GROUP POLICY (determines the benefit level offered to the member; the degree to which the member will be expected to share the costs of such benefits - employer selected).
Sharper Vision Centers' emphasis is delivering personalized quality care provided by the physician and staff. What this means for our patient is boutique style patient service; personal one-on-one patient - doctor relationship, no long wait periods, educated staff and availability without long hold time.
As a non-participating provider of private insurance carriers, we extend billing services to your carrier as a courtesy. However, payment is due upon services rendered. Claims billed to all insurance carriers require a medical diagnosis to be considered for payment.
Sharper Vision Centers Offers Many Financing Options
At SVC, we are committed to helping our patients with every aspect of vision care, including easy, affordable financing options. Our finance manager will discuss which payment option best suits your situation. Also, the IRS now allows a tax deduction for laser refractive surgery.
We accept most major credit cards, cash, and checks and offer financing through CareCredit. Payment for surgery must be made in advance.
1. No Interest Plans
• 6 months no interest, No minimum purchase required
• No interest charges if paid within the time period you selected.
• No prepayment penalty
2. Extended Payment Plans (for transactions $1,000 or more)
• 24 months
• 36 months
• 48 months
• 60 months (for transactions $2,500 or more)
• Fixed interest at 14.90% APR
• No prepayment penalty
Applying is quick and easy. Simply choose an option:
• Ask our qualified staff to assist you with your pre-approval or application.
• On Line Application www.carecredit.com
• Automated Phone Application (866) 834-3207
• We can discuss these options best with you at the time of your visit. Or simply click on the Care Credit link to initiate the process!
Flexible Spending Administration (Cafeteria Plan/Section 125)Under Section 125 of the Internal Revenue Code, Flexible Spending Accounts (FSA) allows employees to pay for certain qualified benefits with pre-tax dollars. Having these benefits paid before FICA, state and federal taxes are calculated, can result in an increase of employee take-home pay and lower tax liability (for both the employer and the employee). How does this work? Notify your human resources manager how much you would like to set a side for the year. This amount will be deducted from each paycheck before tax deductions. You will be able to use the amount allocated anytime during the year regardless if the amount is not fully accumulated in your account. Using your FSA for your elective procedure could save you significantly. Remember if you don’t use it – you loose it!
Health Savings Accounts - ("HSA")Take advantage of the portability of your Health Spending Account. HSAs or Health Spending Accounts were created to encourage people to save for their retirements and medical expenses. Because HSA accounts are tax-free through continued investment, patients know that their remaining investment won’t be forfeited when the year ends unlike Flexible Spending Accounts (FSA). FSA is more like an IRA and savings account. We recommend you refer to your Human Resource manager to better understand the full details. This is a huge savings benefit you can use to your advantage!
Tax RefundsTax refunds are a great investment for you. If you know you're going to get money back there’s no better lasting investment than your vision!
Gift Certificates - For the special people in your life we offer gift certificates:
• Mothers Day
• Fathers Day
• Valentines Day
• You name it - we want to share your special occasion!
Discount LASIK Centers
Many LASIK Discount centers advertise an affordable fee for LASIK eye surgery. Keep in mind "affordable" does not equal or compare to "quality" when it comes to your vision. There's no such thing as a bargain for a valuable product, service or experience.
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